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See the full checklistLeave your number and Barnard and Horlock will call you back.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Barnard and Horlock is a funeral director located at 283 Fore Street, Edmonton, London, operating as part of the Dignity family of funeral homes. Dignity is one of the UK's most trusted providers of funeral services, with a network of over 500 local communities served nationwide. The branch is committed to providing compassionate, professional care to families during their most difficult times, offering a 24-hour service every day of the year.
As part of the Dignity group, Barnard and Horlock upholds the highest standards of care, with continual investment in staff, premises, and vehicles to ensure families and their loved ones receive attentive and respectful service. The branch offers a full range of funeral services, including personalised funeral arrangements, prepaid funeral plans, and guidance through every step of the funeral process.
Dignity's client surveys consistently reflect outstanding satisfaction, with nearly all families reporting that staff were respectful, premises were clean and tidy, and that their needs and wishes were listened to. Barnard and Horlock is dedicated to helping families honour their loved ones in a fitting and personal way.
"This was the first funeral I had arranged and was initially daunted by the prospect and pressure to do it right for Mum. I received excellent care, advice and support throughout and gave Mum a send off to be proud of."
— Anne Keyes
"We knew our loved one was kept safe. Well done to a great team for making a sad event normal and respectful. Nothing was too much trouble from choosing the coffin to service sheets - they were always at the end of the phone."
— Fiona Coggin (about Paul)
"Kindness, empathy and laughter. Paul and his team went way beyond their job roles to look after my sister and I. Every detail was looked at - the flowers, service and every other small detail."
— Susan Foster (about Paul)
"I felt like they were in my corner. They didn't try to sell me anything and provided a great service. Paul really helped me to navigate this time with support and dignity."
— James Power (about Paul)
"We were made to feel the most important customers they'd ever had. No question was left unanswered and we were very happy that Mum's funeral was going to be just the way we (and she) would have wanted."
— Maria Mahony (about Paul / Caroline)
"Caroline and the team were like part of the family on the day - making a sad experience run smoothly and assisting us to assist our loved one, one final time. Paul kept us up to date with all procedures and made sure all attention to detail was carried out whilst giving us time and space to process everything."
— Andrew Sinclair (about Paul / Caroline)
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We'll email you what they charge, including the crematorium fees most quotes leave out.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 02088072568We'll call you back
Barnard and Horlock will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and Barnard and Horlock will call you back.
Free, no obligation. We'll pass your number to the director.
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
What to wear to a funeral in the UK: traditional expectations, modern dress codes, religious variations, what not to wear, and guidance for children.
From cremation to burial, discover what UK funerals really cost in 2026 — including a full breakdown of funeral director fees, disbursements, and regional price differences to help you plan with confidence.
The average cost of a funeral in the UK is £4,141. This guide breaks down every fee, explains regional differences, and shows you how to manage costs without compromising dignity.
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