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You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and Heart of England Co-op Funerals will call you back.
Free, no obligation. We'll pass your number to the director.
Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We are proud of our history dating back to 1832, as a small independent regional co-operative our main aim has always been around helping people, nowhere is that more apparent than in our funeral locations.
Sam, our funeral director, is well versed in helping families through a difficult time with her professionalism and dedication.
"You felt that they really looked after our Dad and wanted him to have the perfect send off. Right from the initial meeting we were made to feel welcome and they walked us through the whole process with patience and care."
— Jo
"When you are grieving and not operating at your best it's important that you have the right professionals around you. I know my father was treated respectfully throughout and that's a great comfort."
— Steve Armitage (about Helen and Sam)
"People can say 'well, that's their job', but for my mother's funeral we honestly felt they went above and beyond. The advice, the understanding of our confusion and our feelings, and their patience was a credit to them all."
— Jackie Tompkins (about Tracy and Sam)
"Sam and Helen made me feel comfortable and listened to as we planned everything. They called me to confirm and check I was ok often. This Towcester branch went the extra mile to make sure everything went well. You really made a big difference and I was so grateful."
— Maxine Martin (about Sam and Helen)
"He even personally designed our Order of Service when we couldn't find one we liked. Being 'first timers' at arranging a funeral, he answered our many questions with patience and understanding. Nothing was too much trouble."
— Christine Fullylove (about Paul)
"He truly got us through our darkest days and we will be forever thankful for that. From the moment we met Paul he guided us through what we needed to do and nothing was too much trouble — even on the morning of the funeral when we decided to change the order of things and add more songs, he made sure our wishes were met with empathy and compassion."
— Nina Ryan (about Paul)
Jo
a year ago
Really can't fault the team at the Towcester office. Right from the initial meeting we were made to feel welcome and they walked us through the whole process with patience & care. The actual day couldn't have gone any better and you felt that they really looked after our Dad and wanted him to have the perfect send off. Highly recommend
Maxine Martin
a year ago
I am so pleased with the compassion, support and kindness shown to me and my family over the last 4 weeks, as we planned and arranged our funeral for my dear husband, Nigel Martin. Sam and Helen made me feel comfortable and listened too as we planned everything. They called me to confirm and check i was ok often. This Towcester branch have been just outstanding and went the extra mile to make sure everything went well. Thanks Ladies for making a painful and difficult time so much easier. You really made a big difference and I was so grateful x Maxine Martin
Steve Armitage
a year ago
The team at Towcester really did look after my father and us as a family. From Helen's warm welcome at our first conversation to the team on the day of my dad’s funeral. When you are grieving and not operating at your best it’s important that you have the right professionals around you. Everything was explained to us and options were presented. On the day Sam and her colleagues orchestrated a seamless service. I know my father was treated respectfully throughout and that’s a great comfort. We wouldn’t hesitate to recommend them. Thank you to everyone involved. Steve and Family
Jackie tompkins
2 years ago
Towcester branch are absolutely amazing. Kind, caring, compassionate and understanding. People can say ‘well, that’s their job’, but for my mothers funeral we honestly felt they went above and beyond…. The advice they gave, the understanding of our confusion and our feelings and their patience was a credit to them all. The service they gave was superb. They paired us with a fantastic celebrant who aided in giving mum a great send off. We would highly recommend them. Thank you Tracy, Sam and team P.S. Also the endless cups of tea/coffee and general chats, being made welcome at any time combined with everything else puts them second to none in our books
Nina Ryan
5 years ago
We cannot thank Paul and his team at Co-operative funeralcare in Towcester enough for their support, care and kindness shown through one of the toughest times of our lives. From the moment we met Paul he guided us through what we needed to do and nothing was too much trouble. He ensured that all our wishes were met and even on the morning of the funeral when we decided to change the order of things and add more songs he made sure our wishes were met with empathy and compassion. He truly got us through our darkest days and we will be forever thankful for that. He is a credit to your service.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 01327552212We'll call you back
Heart of England Co-op Funerals will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and Heart of England Co-op Funerals will call you back.
Free, no obligation. We'll pass your number to the director.
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
Find trusted, NAFD-accredited funeral directors in Towcester, Northamptonshire. All members follow a strict Code of Practice, giving families peace of mind during the most difficult of times.
Find trusted, NAFD-accredited funeral directors in Burton Latimer, Northamptonshire. All members follow a strict Code of Practice, giving your family compassionate, professional care when it matters most.
Find trusted, NAFD-accredited funeral directors in Brackley, Northamptonshire. All members follow a strict Code of Practice, giving your family the care and protection it deserves.
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