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You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and M and F Funeral Services will call you back.
Free, no obligation. We'll pass your number to the director.
Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We are a funeral director in dedicated to helping your family when in need. For more information please contact us.
"It's not only a job to them, they take pride in what they do. Especially Daniel who kept us right in all we had to do from start to finish. They went above and beyond for my family."
— Nicola Robertson (about Daniel)
"Daniel & his staff went above and beyond for our family, they made my grandad's send-off that little more special. They really are very caring beautiful people who go lengths to guide and look after you at a heart breaking time."
— Kayleigh Robertson (about Daniel)
"It was also a very special touch having my baby Sol piped into the cemetery by Jordan. Not only did he care for my baby but he looked after and supported myself and my family too. You all done my baby boy so proud and there are no words really to express how grateful we are."
— Jade Robertson (about Jordan)
"They offered to play my Dad's favourite Scottish music on the trip from the funeral home to his home. When the back of the hearse opened and his favourite music was playing, it was quite simply magical. Unfortunately someone took ill during the graveside service and the team were magnificent in handling the whole situation."
— Heather Banner
"Dan, I really don't even have enough words in this world to write how amazing he was. Every single step on the way he was there for me. Kirstin called me to go through everything, she made sure it was perfect. I cried and laughed on the phone to this wonderful woman. When a loved one dies it's the hardest thing but it makes it a little easier when you have people like Kirstin and Dan."
— Natalie Cumming (about Daniel, Kirstin)
"After the very sudden and sad loss of my baby who was born sleeping, after my very first conversation with Daniel I knew he was the person I wanted to look after my baby boy. Daniel lifted a massive weight off my shoulders, completely reassured me of everything, guided me and reassured me of any fears. It isn't just a job to these guys they care so much and they listen. While going through the most traumatic time of our lives, I dunno how I'd have managed without their care and support."
— Jade Robertson (about Daniel)
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 01316536177We'll call you back
M and F Funeral Services will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and M and F Funeral Services will call you back.
Free, no obligation. We'll pass your number to the director.
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
Find trusted, NAFD-accredited funeral directors in Musselburgh, East Lothian. All members follow a strict Code of Practice, with independent complaints protection for your peace of mind.
Find trusted, NAFD-accredited funeral directors serving Bonnyrigg and the wider Midlothian area. Every listed director meets strict professional standards, giving your family peace of mind at the hardest of times.
Find trusted, NAFD-accredited funeral directors in Dalkeith, Midlothian. All members follow a strict Code of Practice, giving your family the care and protection it deserves.
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