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You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and M Coghlan Ltd will call you back.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
M Coghlan Ltd is a family-owned, independent funeral director based in Fareham, Hampshire, with a remarkable history dating back to 1861. Now in its fifth generation of family management under Richard Coghlan, the firm has built a reputation for providing deeply personal and compassionate funeral services to families across the local area. The Fareham branch on Westbury Road has been the heart of the business since the early 1900s, and the company's enduring independence is a testament to its commitment to quality and care.
The firm offers a comprehensive range of funeral services, including both religious and non-religious ceremonies, with a wide selection of coffins ranging from traditional veneer and solid wood to environmentally friendly options such as wicker and bamboo. Pre-paid funeral plans, floral tributes, memorial services, and service sheets are also available, ensuring families can arrange a truly personalised farewell for their loved ones.
M Coghlan Ltd is a proud member of both the National Association of Funeral Directors (NAFD) and the National Society of Allied & Independent Funeral Directors (SAIF), adhering to strict codes of practice. The firm's many glowing testimonials highlight the warmth, professionalism, and attention to detail that the team consistently provides, making them a trusted choice for families during their most difficult times.
"They were calm, patient, and understanding throughout the whole process, guiding us with compassion and professionalism. Everything was handled with dignity, and their attention to detail helped make a hard situation a little easier."
— Baz Coys
"She was lovely and understood my need to keep things light hearted, she assured me that she was personally available 24 hours a day to help when the time came. She was as good as her word."
— Tim Lowe (about Georgie)
"Georgie took the time to listen to our wishes, guided us gently through each step, and ensured everything was organised smoothly and respectfully. Knowing that every detail was handled with such professionalism gave us great comfort and allowed us to focus on remembering our dad rather than worrying about arrangements."
— Jacqui Evans (about Georgie)
"They have been immensely compassionate, always approachable and kind and shown huge emotional intelligence and professional expertise in every aspect of their work. They have been personally with us every step of the way and made it easy, beautiful and meaningful for all of us involved."
— Cathy Fell
"She was as good as her word and came out on a Sunday at exactly the time I asked. Nothing, absolutely nothing was too much trouble. Coghlan's accommodated every single thing without a murmur of protest, even though I am sure some things were quite inconvenient for them."
— Tim Lowe (about Georgie)
"They also additionally offered the use of their preparation facilities and as much (or little) assistance as we wanted from the wonderful Neave, who helped me & my partner get Mum ready for her natural burial with dignity and care. In an unfortunately predatory industry where many companies will try to squeeze as much money from families as they can, it was so refreshing to find a company that truly want to help."
— Phil D'Souza (about Neave)
Georgie
Funeral Arranger
"She was as good as her word and came out on a Sunday at exactly the time I asked. Nothing, absolutely nothing was too m…"
Kev
Team Member
Kev is a member of the Coghlan's team.
Neave
Team Member
"They also additionally offered the use of their preparation facilities and as much (or little) assistance as we wanted …"
Richard Coghlan
Director / Fifth Generation
Richard joined the firm in 1976 and studied and passed the Diploma in Funeral Directing (Dip FD) in 1980. He is the fif…
Richard Coghlan
Director / Fifth Generation
Richard joined the firm in 1976 and passed the Diploma in Funeral Directing (Dip FD) in 1980. He is the fifth generatio…
Richard Coghlan
Director / Funeral Director
Richard Coghlan is the fifth generation of the family to run M Coghlan Ltd, having joined the firm in 1976. He passed h…
Sally Walton
Funeral Director
Sally passed her Diploma in Funeral Directing in 2004 and conducts funerals for the firm.
Sally Walton
Funeral Director
Sally Walton passed her Diploma in Funeral Directing in 2004 and is a valued member of the Coghlan team, praised by fam…
Sally Walton
Funeral Director
Sally passed her Diploma in Funeral Directing in 2004 and is part of the core team at M Coghlan Ltd.
Sophie Coghlan
Administrator (Fareham office)
Sophie is the sixth generation of the Coghlan family and works in the Fareham office as an administrator.
Sophie Coghlan
Administrator
Sophie is the sixth generation of the Coghlan family and works in the Fareham office as an administrator.
Sophie Coghlan
Administrator
Sophie Coghlan, sixth generation of the family, works in the Fareham office as an administrator.
Tom
Team Member
Tom is a member of the Coghlan's team, referenced in customer testimonials.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 01329282711We'll call you back
M Coghlan Ltd will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and M Coghlan Ltd will call you back.
Free, no obligation. We'll pass your number to the director.
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
Find trusted, NAFD-accredited funeral directors in Fareham, Hampshire. All listed members follow a strict Code of Practice, giving your family compassionate, professional care when it matters most.
Find trusted, NAFD-accredited funeral directors in Aldershot, Hampshire. All members follow a strict Code of Practice, giving your family the care and protection you deserve.
Find trusted, NAFD-accredited funeral directors in Southampton, Hampshire. All members follow a strict Code of Practice, giving your family compassionate, professional care when it matters most.
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