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You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and R J Bray and Son will call you back.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
R. J. Bray & Son is a locally owned, independent, family funeral directors serving North Cornwall, based in Wadebridge. The business has deep roots in the local community, with founder Ron Bray taking over the long-established funeral directors W T Williams & Son in November 1981, alongside his wife Jean. Their son David joined in 1983, followed by David's wife Beth, and subsequently the third generation — James, Daisy and Lily — continuing a proud family tradition of personal, dignified service.
The team at R. J. Bray & Son prides itself on offering a comprehensive range of funerals, from simple direct cremations through to full traditional services, including non-religious options and services for any denomination. They are proud of their Cornish heritage and often carry coffins 'the Cornish way' using carrying poles. They also offer a Service Chapel seating up to 80 people and a Function Room with catering options.
As members of both the National Association of Funeral Directors (NAFD) and the National Society of Allied and Independent Funeral Directors (SAIF), they adhere to the profession's leading Code of Practice and are regularly inspected. David Bray also holds the diploma in funeral directing and is a member of the British Institute of Funeral Directors. The team is available 24 hours a day, 7 days a week, and offers free bereavement support.
"Such a wonderful undertakers, I'm so pleased we chose David and his crew for my father's funeral. We will be forever grateful to them."
— Elizabeth (about David)
"They have looked after my sister and also many other members of our family. Nothing is too much trouble and if you are unsure they will always help. I know she will be taken very good care of."
— Jacqueline Radforth
"Brays recently looked after my daughters funeral, they were so kind to us and everything went off without a hitch. They kindly guided us in our grief."
— Sue Robinson
"The family all found the whole team to be so genuinely caring and patient and nothing was too much trouble. You all made an awful situation much more tolerable."
— Maggie Good (about Beth)
"The saddest of days was led by David and he made sure that all personalised wishes were in place. Nothing was too much trouble, staff always at hand to answer questions and make all the arrangements. I could not recommend them more for their caring professionalism."
— Darren Combellack (about David)
"From the initial call, through to the funeral, Dad was shown exceptional care and dignity. They helped us every step of the way planning Dad's funeral and they helped us give Dad a perfect service. I am so thankful to them for being by our side at such a heartbreaking time of my life."
— Rachel Mitchell
Beth Bray
Owner / Team Member
"The family all found the whole team to be so genuinely caring and patient and nothing was too much trouble. You all mad…"
Beth Bray
Funeral Director
"The family all found the whole team to be so genuinely caring and patient and nothing was too much trouble. Beth, when …"
Beth Bray
Funeral Director
"The family all found the whole team from John Brays to be so genuinely caring and patient and nothing was too much trou…"
Daisy Bray
Team Member (Third Generation)
Daisy is part of the third generation of the Bray family to join the business, carrying on the family tradition of fune…
David Bray
Funeral Director
"Such a wonderful undertakers, I'm so pleased we chose David and his crew for my father's funeral. We will be forever gr…"
David Bray
Funeral Director / Owner
"The saddest of days was led by David and he made sure that all personalised wishes were in place. Nothing was too much …"
David Bray
Funeral Director
"David rode his Harley Davidson & as my brother was a motor bike freak he would have been impressed. David & family did …"
James Bray
Team Member (Third Generation)
James is part of the third generation of the Bray family to join the business, carrying on the family tradition of fune…
Lily Bray
Team Member (Third Generation)
Lily is part of the third generation of the Bray family to join the business, carrying on the family tradition of funer…
Ron Bray
Founder
Ron Bray took over the long established Funeral Directors W T Williams & Son in November 1981, along with his wife Jean…
Ron Bray
Founder
Ron Bray founded R. J. Bray & Son in November 1981, taking over the long established Funeral Directors W T Williams & S…
Ron Bray
Founder
Ron Bray founded R. J. Bray & Son, taking over W T Williams & Son in November 1981 alongside his wife Jean, drawing on …
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 01208812626We'll call you back
R J Bray and Son will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and R J Bray and Son will call you back.
Free, no obligation. We'll pass your number to the director.
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
Find trusted, NAFD-accredited funeral directors in Wadebridge, Cornwall. All members follow a strict Code of Practice, giving your family the care and protection it deserves.
Find trusted, NAFD-accredited funeral directors in Bodmin, Cornwall. Every listed director meets strict professional standards, giving your family compassionate, reliable care when it matters most.
Find trusted, NAFD-accredited funeral directors in Truro, Cornwall. All members uphold a strict Code of Practice, giving your family the care and protection it deserves.
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