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"The team take the utmost care and show a huge level of respect which is hugely comforting. This would always be the first place I would go without exception."
— Tracey McDonald
"Bob took every measure to keep me informed and catered to every request I had as best as he could. He kept me at ease through one of the most difficult times a person can go through."
— Laura Collie (about Bob Proctor)
"Bob especially treats you with respect & compassion, he makes you feel as if you are the only family he is dealing with."
— Lynda Roy (about Bob Proctor)
"Bob was extremely kind and empathetic and approached his work in such a humane way. He treated my grandad with dignity at all times and that was truly appreciated. I have no idea what I would have done without Bob's support!"
— Laura Collie (about Bob Proctor)
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If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
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Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
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Free, no-obligation advice from Sail Probate
What happens next
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Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
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If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
Find trusted, NAFD-accredited funeral directors in Elgin, Moray. All listed members follow a strict Code of Practice and are independently monitored, so your family is always protected.
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Serving families in ELGIN and the surrounding area
