How to Arrange a Funeral | NAFD Funeral Directory
How to Arrange a Funeral
Funeral Planning

How to Arrange a Funeral

Last reviewed 9 min read NAFD Editorial Team NAFD Verified

A practical, step-by-step guide to arranging a funeral in the UK — from registering the death through to the service itself, including choosing burial or cremation, selecting music and readings, and understanding what your funeral director will handle.

Key Takeaway

A practical, step-by-step guide to arranging a funeral in the UK — from registering the death through to the service itself, including choosing burial or cremation, selecting music and readings, and understanding what your funeral director will handle.

When Someone Dies: Where to Start

Losing someone close to you is one of the hardest experiences in life, and the idea of arranging a funeral while you are grieving can feel overwhelming. The good news is that you do not have to do it all alone, and there is no rush to make every decision immediately. This guide walks you through the process step by step, so you know what to expect and can make choices that feel right for you and your family.

Most families begin making funeral arrangements within the first few days after a death. There is no legal deadline for when a funeral must take place, but most services in the UK happen within two to three weeks. Before the funeral itself can go ahead, you will need to complete one important step first: registering the death.

Step 1: Register the Death

In England and Wales, a death must be registered within five days at the local register office (in Scotland, you have eight days). You will need the medical certificate of cause of death, which is issued by the doctor who attended the deceased or, in some cases, by a coroner.

At the appointment, the registrar will issue you with:

For a detailed walkthrough of the registration process, see our guide to registering a death in the UK.

Step 2: Contact a Funeral Director

You can contact a funeral director at any point — even before registering the death. In fact, many families find it helpful to make that call early, because a good funeral director will take a great deal of the practical burden off your shoulders.

When you first speak to a funeral director, they will typically:

Choosing the right funeral director matters. Look for a member of the National Association of Funeral Directors (NAFD), which means they are bound by a strict code of practice and subject to independent arbitration if things go wrong. Search for a trusted NAFD member in your area: /find-a-funeral-director/. For more on what to look for, read our guide on how to find the right funeral director.

Step 3: Burial or Cremation — Which Is Right for Your Family?

One of the first decisions you will need to make is whether your loved one will be buried or cremated. In the UK, approximately 79% of funerals involve cremation, though the right choice depends entirely on personal, cultural, or religious preferences.

Cremation

Cremation takes place at a crematorium and typically includes a service lasting 30 to 45 minutes. Afterwards, the ashes are returned to the family. Cremation is generally less expensive than burial.

Burial

Burial can take place in a local authority cemetery, a churchyard, a woodland burial ground, or on private land (subject to permission). If your family already has a grave plot, the cost will be lower than purchasing a new one.

Direct Cremation

If you want the most straightforward option, direct cremation involves cremation without a formal service. This is the most affordable option, typically costing between £1,000 and £1,800 in 2026. Use our /funeral-cost-calculator/ to compare options in your area.

For a full comparison including costs, see our cremation vs burial guide.

Step 4: Choose the Venue and Set a Date

Where the funeral service takes place depends on whether you have chosen burial or cremation, and on your personal preferences:

Your funeral director will check availability and book the venue on your behalf. Most families can expect the funeral to be held within two to three weeks.

Step 5: Plan the Service

The funeral service itself is entirely personal. There are very few rules about what a funeral must include, so you are free to create something that truly reflects your loved one’s life.

Choosing an Officiant

Music

Most venues can play recorded music, and many families choose two or three pieces: one for the entrance, one during the service, and one as people leave. Live music is also an option, though it adds to the cost.

Readings and Tributes

A eulogy — a spoken tribute to the person who has died — is one of the most meaningful parts of any funeral. It can be delivered by a family member, a friend, or the officiant.

Flowers

A coffin spray is the most common choice, typically costing £100 to £350. Some families ask for donations to a charity in lieu of flowers.

Step 6: Choose a Coffin

Your funeral director will offer a range of coffins at different price points:

Step 7: Understand the Costs

Funeral costs vary widely depending on your choices, but it helps to understand the two main categories:

The average cost of a funeral in the UK is approximately £4,141 (SunLife, 2026), though a simpler service can cost considerably less. For a full breakdown, see our guide to funeral costs in the UK.

If cost is a concern, do not be afraid to discuss your budget openly with your funeral director. You may also want to read our guide to planning a funeral on a budget.

What Your Funeral Director Will Handle

Once you have agreed the arrangements, your funeral director will typically:

Find an NAFD Funeral Director Near You

Arranging a funeral does not have to be daunting. An experienced, caring funeral director will guide you through every step. All NAFD members are committed to the highest standards of care, transparency, and professionalism.

This guide is provided by the National Association of Funeral Directors (NAFD), which represents funeral directing businesses conducting over 80% of all UK funerals. Find a trusted NAFD funeral director near you.

How Much Does a Funeral Cost in the UK?

Understanding funeral costs early helps you make decisions with confidence rather than worry. In 2026, the average cost of a funeral in the UK is approximately £4,200 for a cremation and £5,300 for a burial — though costs vary significantly by region and the choices you make.

Funeral costs typically fall into two categories:

If cost is a concern, you are not alone. Options such as direct cremation, a simple funeral, or a pre-paid funeral plan can all reduce the financial burden. You may also be entitled to a Funeral Expenses Payment from the government if you receive certain benefits. Use our /funeral-cost-calculator/ to get a clearer picture for your area.

Step 4: Planning the Funeral Service

Once the practicalities are in place, you can begin shaping the service itself. There is no single right way to hold a funeral — what matters is that it feels true to the person you have lost and brings some comfort to those who loved them.

Key decisions to discuss with your funeral director include:

Your funeral director will guide you through each decision without pressure. Most NAFD member firms have dedicated arrangers whose sole job is to help you create a meaningful, personal service. Find an NAFD member near you: /find-a-funeral-director/.

Who Arranges the Funeral If There Is No Will or No Next of Kin?

If the person who has died left no will, or if it is unclear who should take responsibility for funeral arrangements, this can feel daunting. Here is what you need to know.

If there is no will: The responsibility for arranging the funeral usually falls to the next of kin — typically a spouse or civil partner, then adult children, then parents or siblings. The absence of a will does not prevent a funeral from going ahead; it simply means the estate will be handled under intestacy rules afterwards.

If there is no family: The local authority has a legal duty under the Public Health (Control of Disease) Act 1984 to arrange a funeral if no one else is able or willing to do so. These are sometimes called 'public health funerals' or 'pauper's funerals', though the latter term is outdated. They are simple but dignified services.

If there are family disagreements: Disputes over funeral arrangements can be distressing. In law, the person with the right to possess the body (usually the executor named in the will, or the senior next of kin) has the authority to make decisions. An NAFD funeral director can help mediate sensitively. If a formal dispute arises, legal advice may be needed.

Financial Help with Funeral Costs

If you are worried about how you will pay for a funeral, there are several forms of support available in the UK that are worth exploring before you commit to any arrangements.

Use our /funeral-cost-calculator/ to estimate costs and explore options in your area.

Frequently Asked Questions

There is no legal deadline, but most funerals in the UK take place within two to three weeks of the death. You must register the death within five days in England and Wales (eight days in Scotland) before arrangements can proceed.

No, there is no legal requirement to use a funeral director in the UK. However, the vast majority of families do, because funeral directors handle the practical, legal, and logistical aspects of the process. An NAFD member funeral director is bound by a code of practice that guarantees professional standards and transparent pricing.

You can begin making provisional plans — such as contacting a funeral director and discussing preferences — before registering the death. However, the burial or cremation cannot take place until the death has been formally registered and the relevant paperwork issued by the registrar.

Most funeral directors can arrange a funeral within 7 to 14 days of being instructed, depending on the availability of the chosen venue and officiant. Cremations are often slightly quicker to arrange than burials.

You will need the medical certificate of cause of death (issued by a doctor or the coroner), and the green form or registrar’s certificate for burial or cremation. Your funeral director will explain exactly what is needed and can handle much of the paperwork on your behalf.

The very first step is to have the death certified by a doctor. If the person died at home and their GP expected the death, contact the GP surgery. If the death was unexpected, call 999. Once you have the medical certificate of cause of death, you can register the death at the local register office (within 5 days in England and Wales; 8 days in Scotland) and contact a funeral director, who will take your loved one into their care and guide you through everything else.

There is no legal deadline for when a funeral must take place in the UK. Most funerals happen within two to three weeks of the death, but this can vary depending on when the death is registered, whether a coroner is involved, the availability of the crematorium or cemetery, and the family's wishes. If you need more time — for example, to allow family to travel from abroad — a good funeral director will accommodate this.

In 2026, the average cost of a funeral in the UK is approximately £4,200 for a cremation and £5,300 for a burial, though costs vary by region and the choices you make. A direct cremation (without a formal service) typically costs between £1,000 and £1,800, making it the most affordable option. If cost is a concern, you may be eligible for a Funeral Expenses Payment from the government. Always ask your funeral director for a written itemised estimate before agreeing to anything.

No — it is legal in the UK to arrange a funeral yourself without a professional funeral director, and some families do choose to do this. However, the logistics involved (collecting and caring for the body, obtaining the correct paperwork, liaising with crematoria or burial grounds) are considerable, especially while grieving. Most families find that the support of an experienced funeral director is invaluable. If cost is the concern, a direct cremation or simple funeral arranged through an NAFD member can be significantly more affordable than you might expect.

There is no difference — 'undertaker' is simply an older British term for the same profession. Today, most professionals prefer 'funeral director', which reflects the broader range of services they provide, from arranging the collection and care of your loved one to planning the service, liaising with crematoria and cemeteries, and supporting families throughout the process.

In English and Welsh law, the executor named in the deceased's will has the legal right to make decisions about the funeral. If there is no will, the right generally passes to the next of kin in order: spouse or civil partner, then adult children, then parents, then siblings. If a serious dispute arises that cannot be resolved, legal advice may be necessary. NAFD funeral directors are experienced in handling these sensitive situations with care and impartiality.

Several forms of financial support exist. The government's Funeral Expenses Payment can help if you receive certain means-tested benefits such as Universal Credit or Pension Credit — it covers burial or cremation fees and up to £1,000 in other costs. The deceased's bank account can often be used to pay funeral costs before probate. Some charitable organisations offer grants, particularly for children's funerals. Ask your funeral director about affordable options such as direct cremation or a simple funeral, and use our funeral cost calculator to explore what is available in your area.

Not sure what to do next?

When someone dies, there are 18 things you may need to sort. Our interactive checklist helps you keep track, step by step.

See the full checklist
Don't forget

Will you need probate?

7 in 10 families need to deal with probate after someone dies. Most don't realise until weeks later. A 1-minute check now tells you what to expect — and if you need help, we'll connect you with a specialist who handles everything.

Check now — free

Get the full checklist

There are 5 things most people need to sort after someone dies. We'll send you a simple checklist so nothing gets missed.

One email. No spam. Unsubscribe anytime.

Cite this page

National Association of Funeral Directors. "How to Arrange a Funeral." Funeral Directory, 6 May 2026, https://www.funeral-directory.co.uk/guides/how-to-arrange-a-funeral/

← All Guides Find a Director

Related Guides

Find funeral directors near you