Question 1 of 3
This includes houses, flats, or land — whether owned outright or with a mortgage.
Question 2 of 3
This includes bank accounts, shares, pensions, or valuable possessions.
Question 3 of 3
Don't worry if you're not sure — many families don't know straight away.
Based on what you've told us, probate is likely to be needed in this situation.
Probate is the process of dealing with someone's money, property, and paperwork after they've died.
This is very common. Many families either leave this until later, or ask for help when they're ready so nothing important gets missed.
There's no rush — you don't need to do anything right now.
Based on what you've told us, probate is unlikely to be needed in this situation.
In some cases, everything can be dealt with without formal probate — for example if there's no property or significant assets.
That said, it's still common for banks or organisations to ask questions later, and it's okay to double-check if anything changes.
There's no rush — you can come back to this if you need to.
Based on what you've told us, it's not yet clear whether probate will be needed.
That's very normal — many families don't have all the information straight away, especially early on.
As things become clearer (for example around property, accounts, or paperwork), it's easier to know what applies.
There's no rush — you don't need to figure everything out now.
Apply for Grant of Probate
The legal document that gives authority to handle the estate
Collect assets & close accounts
Gather funds from banks, pensions, and other holdings
Pay debts & tax
Settle any outstanding debts, bills, and inheritance tax
Distribute the estate
Pass on what's left to the beneficiaries
A specialist handles all of this for you — so you don't have to.
Trusted by thousands of families across the UK
Based on your answers, the estate will likely go through probate. That means the funeral costs can be paid from the estate — not from your own pocket.
This is how it works for most families. A probate specialist takes care of everything, and the costs — including the funeral — come out of the estate.
To get the funeral costs covered, you'll need someone to handle the probate. Sail Probate can do this for you — fixed fees, nothing to pay upfront.
That means the funeral costs probably can't be covered from the estate in this way. But every situation is different — if you're not sure, a quick chat with a specialist can confirm.
Don't worry — lots of people aren't sure at this stage. A quick chat with a specialist can work out whether probate is needed and whether the funeral costs can be covered.
A specialist from Sail Probate can explain how it all works, answer your questions, and help you decide what's right. It's free and there's no obligation.
A quick call can confirm your situation. It's free and there's no obligation.
A specialist can look at your situation properly and let you know where you stand. It's free and there's no obligation.
Sail Probate · Trusted by thousands of families
A probate specialist from Sail Probate will give you a call soon to talk through your situation.
If you'd prefer to call them directly:
0808 196 0258
Lines open now
Lines open Mon-Fri 9am-5pm
We've saved your result. If you need help with probate later, our free helpline is always here for you.
Sail Probate: 0808 196 0258 (free, no obligation)
Lines open now
Lines open Mon-Fri 9am-5pm
A specialist from Sail Probate will talk you through everything and answer any questions you have.
You're interested in the full service (£6,000 fixed fee, paid from the estate).
You're interested in the probate application only (£1,000 fixed fee, paid from the estate).
Prefer to call directly?
0808 196 0258
Lines open now
Lines open Mon-Fri 9am-5pm
If you'd like to talk about probate or how funeral costs can be covered, our free helpline is always here.
Sail Probate: 0808 196 0258 (free, no obligation)
Lines open now
Lines open Mon-Fri 9am-5pm
