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You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and Co-op Funeralcare will call you back.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Co-op Funeralcare in Thornton Heath is a branch of the UK's largest funeral services provider, Co-op Funeralcare, located at 115 Bensham Lane, Thornton Heath, Surrey. As part of the Co-op family, this branch is committed to providing compassionate and professional funeral services to families in the local community during their most difficult times. The Co-op Funeralcare network is known for its transparent pricing, ethical values, and dedication to supporting bereaved families with dignity and care. The Thornton Heath branch offers a range of funeral services to meet the diverse needs of the local community, including both burial and cremation options, as well as support and guidance throughout the funeral planning process.
"Dean the Funeral Director and his staff did an absolute excellent job on the day of the funeral. This ensured that my dad had a perfect send off and I can't tell you how happy that makes me."
— Nichola Neusum (about Dean)
"The standard of care provided to our family, from the collection of my father to the crematorium service, was exemplary. We were particularly grateful for the compassion shown during the viewing. Jo demonstrated professionalism, patience, and support throughout the entire process."
— Lee Thacker (about Jo)
"Nothing was too much trouble, from arranging beautiful flowers to the thoughtful embalming process that allowed us to say goodbye properly. Even on the day of the funeral, everything ran seamlessly. We truly appreciate Josephine's compassion and professionalism during this difficult time."
— Christian "miLarKey" Gaffney (about Josephine)
"I cannot thank Josephine enough for the care and attention she had put into this process. My family, including my relatives and I are absolutely delighted with the finished work of my mum's Headstone and grave. The completed product is very beautiful."
— Michelle Stewart (about Josephine)
"Every year at Christmas, she organises a Candle Evening, where families she has assisted can come together for a small service to remember their loved ones. Nothing is ever too much trouble for Jo, and she works hard to make sure your farewell is both meaningful and personal. Moreover, her compassion doesn't end with the completion of the funeral. Thank you Jo, you are a very special lady."
— karen dapson (about Jo)
"Thank you for being there, Josephine. Thank you for being so welcoming. Thank you. Josephine has been a great support, not only with her understanding and compassion, but with the organising of the bereavement groups, the candlelight evenings, and more. Co-Op Funeralcare at TH has been a source of support, and has provided the opportunity for me to talk with others in a similar situation - the loss of someone so very close, and who will never be forgotten."
— H F (about Josephine)
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 02086844050We'll call you back
Co-op Funeralcare will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and Co-op Funeralcare will call you back.
Free, no obligation. We'll pass your number to the director.
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
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