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You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and H R Palmer Limited will call you back.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Our independently run business has provided a professional and caring service since 1912.
We understand our customers’ needs and are always ready to help them to the best of our ability.
We have a friendly team of professionals, who are sincere and sympathetic.
Our aim is to provide a compassionate and professional service at all times and to
help you through this time of grief.
"Phil and his colleagues were everything I could have wished for when arranging my husband's direct cremation, and I would not hesitate in recommending H. R. Palmer to anyone facing bereavement."
— Helen Page (about Phil)
"He looked so smart and well rested that he looked like he was catching a quick nap. They are kind, caring, professional and respectful."
— Nicolette Reed
"Phil made us feel welcome, at ease and everything so seamless in the arrangements of our mum's funeral. We thank you from the bottom of our hearts for your professionalism, genuine care, and support."
— Annette Macarty (about Phil)
"So helpful, nothing was too much trouble and the personal touch was just out of this world, even remembering something that I had forgotten. They made the experience much easier."
— keith Dadds (about Phil)
"They made a sad day very special. They looked after my Dad all the way through from the start... They listened to our requests and honoured them."
— Joe Dalrymple (about Mike)
"Knowing mum was being cared for in their chapel of rest gave us peace, and going to see mum there seeing her so peaceful and at rest was a comfort to us. Finally mum's special day where Phil and the other pall bearers genuinely cared for mum with every step."
— Annette Macarty (about Phil)
Helen Page
8 months ago
Phil and his colleagues were everything I could have wished for when arranging my husband's direct cremation, and I would not hesitate in recommending H. R. Palmer to anyone facing bereavement.
Annette Macarty
2 years ago
Phil, Mike and colleagues at R H Palmer, myself, sister Carol, and family can not thank you all enough for the support and genuine care that you showed us through the difficult time of our beautiful mother Ann passing. From the first day that Carol and I came to your office, Phil made us feel welcome, at ease and everything so seamless in the arrangements of our mum's funeral. Knowing mum was being cared for in their chapel of rest gave us peace, and going to see mum there seeing her so peaceful and at rest was a comfort to us. Finally mum's special day where Phil and the other pall bearers genuinely cared for mum with every step. Our celebrant Kate gave a beautiful service with tears and laughter, just how mum would of wanted it. We thank you from the bottom of our hearts for your professionalism, genuine care, and support.
keith Dadds
2 years ago
HR Palmers, carried out my dad’s funeral 15 years ago and unfortunately my mum more recently. 15 years is a long time ago but we used them as they done dads and all went well plus mum would have like that. I will say we made the right choice. So helpful nothing was to much trouble and the personal touch was just out of this world even remembering something that i had forgotten. Just want to thank Phil and the team, they made the experience much easier. Can not recommend highly enough. Thank you
Nicolette Reed
5 years ago
I grew up in the same rd as Palmer family, when my Grandparents passed I took great comfort that they were in good hands Miss Palmer knew my Grandparents. They are kind caring professional & respectful. They done a fab job with my grandad he looked so smart & well rest that he looked like he was catching a quick nap.
Joe Dalrymple
6 years ago
We can't thank H R Palmer enough for the excellent service they gave us when we lost my father. They were professional , respectful, caring and very empathetic. We liked there traditional ways .Nothing was to much for them . They listened to our requests and honoured them. They looked after my Dad all the way through from the start, siting down and talking to miss Palmer, and then to Mike who made all the arrangements through to the wonderful service my father was given. They made a sad day very special. 🙏🏼
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 01843592720We'll call you back
H R Palmer Limited will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and H R Palmer Limited will call you back.
Free, no obligation. We'll pass your number to the director.
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
Find trusted, NAFD-accredited funeral directors in Ramsgate, Kent. All members follow a strict Code of Practice, with independent complaints protection and transparent pricing.
Find trusted, NAFD-accredited funeral directors in Broadstairs, Kent. All members uphold a strict Code of Practice, giving families peace of mind during one of life's most difficult moments.
Find trusted, NAFD-accredited funeral directors in Chatham, Kent. All members follow a strict Code of Practice, giving your family professional, compassionate care when it matters most.
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