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You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and Twyman and Holmes will call you back.
Free, no obligation. We'll pass your number to the director.
Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We are a funeral director in Ramsgate dedicated to helping your family when in need. For more information please contact us.
"I used this wonderful, friendly and compassionate family business for both my parents and over the years I have recommended them to so many other families. Never heard one complaint, only ever hear good and positive views."
— jan thomas
"I knew my dad was being looked after which made me feel so much better. The funeral was absolutely beautiful. I can't express how much I really appreciate their help with arranging the funeral. Even the small little details they covered."
— Zoe Sharp
"Josh at Twyman And Holmes made everything so easy, we were able to arrange a completely bespoke service and burial of ashes for my dad, exactly how he would've wanted it. Nothing was too much trouble, from my first meeting to our last."
— Deborah Huckstep (about Josh)
"They made a very emotional and stressful time feel manageable, and we felt completely supported throughout. The service itself was beautiful and a truly fitting tribute. We are deeply grateful for their kindness, dignity, and exceptional professionalism."
— Tilly Nuttman
"From the very beginning, we felt supported every step of the way. Nothing was ever too much trouble, and every detail was handled with such compassion and respect. They helped us give our beloved Fereidoun the beautiful farewell he truly deserved. Their genuine care and dedication made an incredibly painful time a little easier to bear, and we will always be grateful."
— marjan Peel (about Josh)
"Ry has been absolutely wonderful, from the moment Ry and Andy collected him to the day of his funeral, Ry was so respectful and kind, with no request too big or too small. The care you gave us and my late father is second to none, especially being able to visit and sit with him peacefully for as long as we wanted. Thank you so much for arranging the Standard Bearer and Bugle Player for the Last Post, it would have been a real honour for Dad, especially as he was so humble."
— Alexandra King (about Ry)
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 01843852758We'll call you back
Twyman and Holmes will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and Twyman and Holmes will call you back.
Free, no obligation. We'll pass your number to the director.
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
Find trusted, NAFD-accredited funeral directors in Ramsgate, Kent. All members follow a strict Code of Practice, with independent complaints protection and transparent pricing.
Find trusted, NAFD-accredited funeral directors in Broadstairs, Kent. All members uphold a strict Code of Practice, giving families peace of mind during one of life's most difficult moments.
Find trusted, NAFD-accredited funeral directors in Chatham, Kent. All members follow a strict Code of Practice, giving your family professional, compassionate care when it matters most.
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