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You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and M K Ginder and Sons Funeral Directors will call you back.
Free, no obligation. We'll pass your number to the director.
Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Established in 1983, M K Ginder and Sons are the only privately owned and family run firm of funeral directors in the Watford area. Over the years our commitment to the local community has built our reputation for personal service and attention to detail with regards to the care of the deceased. We pride ourselves on being able to provide a personal and bespoke funeral for families.
"Michelle and the team were absolutely wonderful. Kind, caring and very helpful. I would have no hesitation in recommending them to anyone."
— Gail Traylen (about Michelle)
"We wanted to try and make the funeral a celebration of our Mum and with the planning and advice by Jenine at Ginders and the suggested Humanist Celebrant, Mike, they helped make a difficult day easier. Everyone who attended mentioned how lovely the service was and how it was a celebration of Mum."
— Tracy Rapkin (about Jenine)
"Despite having difficult questions she went above and beyond to help us make the day special."
— Paul Gillett (about Michelle)
"The respectful and professional service they provide during the toughest of times can't be underestimated. They help and guide you through a very difficult process and it's very comforting to know you're in such safe hands."
— Vicki Dawson
"From the first contact to completion of the celebration of life service the staff at Ginder have been superb. Michelle was excellent and made the process of organising the service very easy... Michelle also organised the order of service and our slide show for us, printing the information provided beautifully."
— Karen R (about Michelle)
"From the first visit all the way to the day of the funeral we were looked after, nothing was too much trouble, communication was excellent, all our wishes were met. Thank you so much."
— Sharon Kirby (about Michelle)
Paul Gillett
a month ago
We dealt with M.K Ginders for my mums funeral arrangements. Michelle at the Borehamwood office is fantastic, very friendly and professional approach and despite having difficult questions she went above and beyond to help us make the day special. I would highly recommend M.K Ginders, the funeral went smoothly and we had no issues. We had John Graham for the celebrant who gave a great service and I would happily recommend
Gail Traylen
3 months ago
Michelle (Bricket Wood) and the team were absolutely wonderful. Kind, caring and very helpful. I would have no hesitation is recommending them to anyone.
Karen R
3 months ago
From the first contact to completion of the celebration of life service the staff at Ginder have been superb. Michelle was excellent and made the process of organising the service very easy from the booking of the Crematorium, to order of service, to assisting with finding an excellent celebrant, John, who did Dad proud and made the service very personal to our family. Michelle also organised the order of service and our slide show for us, printing the information provided beautifully. The cortege team were very polite and respectful adding yet another layer of support to the day. We would like to thank all of the staff at Ginder wholeheartedly for enabling a superb service celebrating Dad's life.
Ray Davis
4 months ago
As a family, we have now used M K Ginder & Sons on 2 occasions. 8 years ago for my Father and most recently for my Mum. As Funeral Directors they offer a comprehensive service covering all aspects of the funeral. All their staff are extremely professional and considerate, and I would not hesitate to recommend them.
Paul Gillett
2 months ago
We dealt with M.K Ginders for my mums funeral arrangements. Michelle at the Bricketwood office is fantastic, very friendly and professional approach and despite having difficult questions she went above and beyond to help us make the day special. I would highly recommend M.K Ginders, the funeral went smoothly and we had no issues. We had John Graham for the celebrant who gave a great service and I would happily recommend
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 01923893372We'll call you back
M K Ginder and Sons Funeral Directors will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and M K Ginder and Sons Funeral Directors will call you back.
Free, no obligation. We'll pass your number to the director.
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
What to wear to a funeral in the UK: traditional expectations, modern dress codes, religious variations, what not to wear, and guidance for children.
From cremation to burial, discover what UK funerals really cost in 2026 — including a full breakdown of funeral director fees, disbursements, and regional price differences to help you plan with confidence.
The average cost of a funeral in the UK is £4,141. This guide breaks down every fee, explains regional differences, and shows you how to manage costs without compromising dignity.
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