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See the full checklistLeave your number and M K Ginder and Sons Funeral Directors will call you back.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Established in 1983, M K Ginder and Sons are the only privately owned and family run firm of funeral directors in the Watford area. Over the years our commitment to the local community has built our reputation for personal service and attention to detail with regards to the care of the deceased. We pride ourselves on being able to provide a personal and bespoke funeral for families.
"Victoria in the Bushey office was very kind and considerate in all her dealings with me in getting things sorted before the funeral itself"
— Tine Cousins (about Victoria)
"The care, courtesy and professionalism shown was exemplary. Nothing was too much trouble and they helped to ensure that everything went as well as it possibly could"
— Jo Ryan
"They looked after my Dad with such respect, from the initial phone call to the planning and then to the final day — they ensured the whole thing went smoothly, gave advice and were just there when you needed them"
— Paul White (about Victoria)
"I can't put into words how grateful I am to them for making saying goodbye to her so smoothly. I felt they personalised my mum's funeral and showed great care throughout the planning and the funeral"
— Catherine Lloyd (about Victoria)
"Adam was kind throughout, making it clear that they were there to make everything as easy for us as possible. They showed respect in the way they carried and set down my brother's coffin — sympathetic and kind in their demeanour, without being in the least intrusive"
— Tine Cousins (about Adam)
"Victoria and the team at Ginders honestly made the day so much easier. For Victoria in the Bushey branch if we could it would be 10 stars"
— Daniel Kett (about Victoria)
Paul White
7 months ago
I can't praise this company highly enough. They looked after my Dad with such respect, from the initial phone call to the planning and then to the final day, they ensured the whole thing went smoothly, gave advice and were just there when you needed them. Special thanks to Victoria at the Bushey branch, the gentlemen involved in the funeral cortege and Mike Phipps the celebrant.
Catherine Lloyd
a year ago
Professional , respectful and thoughtful From start to finish , I felt they personalised my mums funeral , and showed great care throughout the planning and the funeral . I can’t put into words how grateful I am that to them for making saying goodbye to her , so smoothly Would like to thank Victoria , Emma and the boys on the day , such respectful people , thank you
Tine Cousins
2 years ago
Helpful throughout, and especially Victoria in the Bushey office was very kind and considerate in all her dealings with me in getting things sorted before the funeral itself. Adam and the coffin bearers at the ceremony itself were lovely - sympathetic and kind in their demeanour, without being in the least intrusive (even though they must do this every day). They showed respect in the way they carried and set down my brother's coffin, and dealt with my requests. Adam was kind throughout, making it clear that they were there to make everything as easy for us as possible. Thank you, all.
Daniel Kett
4 years ago
Excellent service from Victoria in the Bushey branch. She could not be any more compassionate, kind and helpful. Victoria and the team at Ginders honestly made the day so much easier. If you are i. The unfortunate event of needing to use their services I would highly recommend M. K. Ginder and sons. Only negative was the flowers which came from a recommended Ginders supplier (Aime Bone) many of the family and friends who arranged flowers through Aime Bone were extremely disappointed with their orders. Flowers where neither to specification on the website or of good quality, many wilting on the day. I would not use Aime bone again and would instead opt for rósannas on St Albans Road who organises a spectacular Lilly display for the church which were fresh over a week later. The gentlemen on the day where excellent. Over all for Ginders we would give a five star and for Victoria in the Bushey branch if we could it would be 10 stars
Jo Ryan
6 years ago
I cannot thank everyone at MK Ginder & Sons enough for their contribution in assisting my siblings and I with the arrangements for our beloved Mum’s funeral. The care, courtesy and professionalism shown was exemplary. Nothing was too much trouble and they helped to ensure that everything went as well as it possibly could. Thank you all.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 01923221661We'll call you back
M K Ginder and Sons Funeral Directors will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and M K Ginder and Sons Funeral Directors will call you back.
Free, no obligation. We'll pass your number to the director.
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
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