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See the full checklistLeave your number and Steven Stewart Funeral Directors will call you back.
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Steven Stewart Funeral Directors Ltd is an independent, family-owned funeral director based in the heart of Cupar, Fife, at 15 Provost Wynd. The company serves the local community and surrounding areas, including the wider North East Fife region, and is recognised as the only independent family-owned funeral director serving the Cupar and St Andrews areas.
The business is led by Steven Stewart, who holds both the National Association of Funeral Directors (NAFD) Diploma and the British Institute of Embalmers (BIE) Diploma, bringing over two decades of experience to the profession. Steven has served as Chairman and Treasurer of the Scottish Division of the BIE, reflecting his deep commitment to professional standards. The Cupar premises, which once housed the Howe of Fife Rugby Club, have been thoughtfully refurbished to provide a serene and welcoming environment, complete with a private car park and a service room seating up to 52 people.
Steven Stewart Funeral Directors believe that every life is unique and every funeral should reflect that individuality. Whether families prefer a traditional funeral, a simple service, or something more personal, the team offers a compassionate, unhurried, and tailored approach. Their extensive local knowledge and network of contacts — including florists and house clearers — help ease the burden on bereaved families at every stage.
"I have never before had to deal with funeral directors, but I've heard many horror stories. I for one can say everything was just perfect from start to finish."
— Katrina Scott
"Rhys and all staff were supportive and could not do enough to ensure my father had the send off he planned. Nothing was too much bother and Rhys kept in constant contact with our family."
— Amanda Cannon (about Rhys)
"You have created a safe and supportive environment for people in time of grief. I think what you guys do is so honourable and I am truly grateful I trusted you to provide a beautiful service. Thank you so much for your kindness, warm heart & support in such difficult circumstances."
— Katrina Scott
Lynn Smith
Funeral Director
Lynn Smith is a Funeral Director at Steven Stewart Funeral Directors, helping families through the funeral arranging pr…
Rhys Small
Manager
"Rhys and all staff were supportive and could not do enough to ensure my father had the send off he planned. Nothing was…"
Steven Shaw
Funeral Director
Steven Shaw is a Funeral Director at Steven Stewart Funeral Directors, providing professional and caring support to ber…
Steven Stewart
Owner/Director
Steven Stewart holds the NAFD Diploma and BIE Diploma, with over two decades of experience in the funeral industry. He …
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Ready to speak to someone? A free, no-obligation call can help you understand the next steps.
If anything has changed, a quick call with a specialist can confirm.
A quick call with a specialist can help you figure out what applies.
Question of 3
Did the person who died own a property?
Including any property in their name, even if jointly owned.
Were there savings, investments, or other assets?
Bank accounts, shares, pensions, or valuables above a few thousand pounds.
Was there a will?
Even if you're not sure where it is, knowing one exists can change the process.
This can feel overwhelming, but you don't have to figure it out alone. A probate specialist can walk you through the next steps — no obligation, no pressure.
That's one less thing to worry about. If anything changes or you'd like a quick confirmation, a specialist can put your mind at rest.
Many families don't have all the information straight away — that's completely normal. A quick chat with a specialist can help you understand what applies to your situation.
What the probate process looks like
Apply for Grant of Probate
Collect assets & close accounts
Pay debts & tax
Distribute the estate
A specialist handles all of this for you.
Trusted by thousands of families across the UK
You probably don't need to pay for the funeral yourself
The estate will likely go through probate, which means the funeral costs can be paid from the estate. You need a probate specialist to make this happen.
Sail Probate · Fixed fees, nothing upfront
Probate might not be needed
That means the funeral costs probably can't be covered this way. But every situation is different — a quick chat can confirm.
We need a bit more info
Don't worry — lots of people aren't sure at this stage. A quick chat can work out whether the funeral costs can be covered.
Want to talk it through?
Free, no obligation.
Want to check with a specialist?
Free, no obligation.
Want to find out for sure?
Free, no obligation.
Sail Probate · Trusted by thousands of families
A specialist will call you soon
Free, no-obligation advice from Sail Probate
What happens next
Request received
Just now
A specialist reviews your details
Within 1 hour
You'll receive a call
Within 24 hours
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Result saved
If you need help later, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
We'll give you a call
A Sail Probate specialist will talk you through everything and answer any questions.
Interested in: We handle everything (£6,000)
Interested in: Just the probate application (£1,000)
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
No problem
If you'd like to talk about probate or funeral costs, call Sail Probate free:
Lines open now Lines open Mon-Fri 9am-5pm · 0808 196 0258
Get in touch
Call 01334655323We'll call you back
Steven Stewart Funeral Directors will be in touch shortly.
You've just taken the first step — contacting a funeral director.
See the full checklistLeave your number and Steven Stewart Funeral Directors will call you back.
Free, no obligation. We'll pass your number to the director.
You've completed of 18 steps on the bereavement checklist.
Continue your checklist18 things to sort when someone dies — keep track so nothing gets missed.
See the full checklist
Find trusted, NAFD-accredited funeral directors serving Cupar, Fife. All members follow a strict Code of Practice, giving your family professional, compassionate care when it matters most.
Find trusted, NAFD-accredited funeral directors in Dunfermline, Fife. All members follow a strict Code of Practice, giving your family the care and protection it deserves.
Find trusted, NAFD-accredited funeral directors serving Auchtermuchty and the surrounding Fife area. All listed directors are independently vetted and held to a strict Code of Practice.
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